One account
for all your global treasury needs

A multi-currency IBAN in your company name

Send and receive cross-border payments and manage foreign exchange exposure, all in one place

One IBAN for all your currencies

  • Nominative IBAN
  • Send & receive 25+ currencies
  • SWIFT and SEPA
  • Transparent pricing
  • Expert support
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Featured in

 

International payments

A Neo account is the ideal solution to settle with your global supply chain.
A unique International Banking Account Number (IBAN) to pay and collect in 25 currencies.

IBAN in your company name

Your company always appears as the originator or beneficiary for all of your payments.

Operate in 25 currencies

Settle with your clients, suppliers, or Payment Service Providers in any of the supported 25 currencies.

Pay to 100+ countries

All payments are issued under Neo’s own BIC/SWIFT code. Your Neo account allows you to reach almost any bank in the world.

Track funds

Use SWIFT Unique End-to-end Transaction Reference (UETR) to track payments in real time.

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Manage any kind of supply chain

From simple to complex, a Neo account is the perfect place to centralise your international flows.

Pay fast and get better commercial terms

Reduce working capital needs by getting payments credited on time.

Offer a better experience to your clients

Offer your clients the ability to pay in their home currency while managing foreign exchange yourself.

Build a global cash pool architecture

We clear payments with more than 13,000 banks, and we support collection from most PSPs, adquirers and crypto exchanges.

Always get professional answers to your questions

From operations to compliance, all our staff is composed of cross-border payments experts.
We operate our own rails and ledger, so we do not depend on external providers to answer your queries.

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Foreign exchange

Neo offers highly competitive FX rates for cross-border transactions.
Your pricing is committed, consistent and transparent.

Real-time rates

Get live rates on all major currencies for every transaction.

Multi-currency conversions

Convert seamlessly between 25 currencies in real-time.

Risk management

Manage your currency risk with customisable forward contracts.

Best execution policy

All trades are executed on the award winning multi-dealer platform 360T.

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Platform security

Neo’s proprietary technology provides advanced security protocols to ensure that all transactions are secure and protected from unauthorised access.

End-to-end encryption

We use state-of-the-art RSA-2048 standard encryption to safeguard your data.

Multi-factor authentication

Extra layers of security help protect your account from fraudulent access.

Granular roles and permissions

Permission any action and any user in accordance with your security policy.

Audit logs

Maintain transparency and control over all user activities.

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Safety

Innovation cannot come at the cost of safety. Neo adopts the strictest standards in the payment industry.

Supervised

Neo is authorised as a Payment Service Provider by the National Bank of Spain.

Client money safeguarding

Your funds are safeguarded with investment-grade banks in Europe, fully available at all times.

Data protection

ISO/IEC 27001:2022 certified and GDPR compliant.

Independently audited

Neo is audited for compliance with AML regulations.

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Expert support

Work with a responsive support team that understands your business model and knows cross-border payments.

We understand your business

We put effort into understanding the drivers of your business.

Experts in complex transactions

Our support team is led by experienced cross-border payment experts.

Responsive

We pick up the phone and respond quickly with practical answers.

Equipped

We are directly connected with SWIFT and armed to chase all the corresponding banks involved in your payment. We get to the bottom of any issues, so you can focus on your business.

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Numbers

€20B+

Total volume transacted by our clients since our inception in 2017.

400+

IBANs issued for our corporate clients in Europe and beyond.

Regulation

PSD2

Authorised by the National Bank of Spain under Payment Services Directive EU 2015-2366 (PSD2) for providing payment account services. Bank code: 6891.

GDPR

All client data is stored in Europe with GDPR compliant suppliers. Neo is also ISO 27001 certified for information system security.

Neo Group

Headquarters
Travessera de Gràcia n°18
08021
Barcelona
Spain

© Copyright Neo Group 2025

About us
Legal
Capabilities
Security

Neo Payment Factory, S.L. is an authorised payment institution supervised by the Bank of Spain under number 6891, LEI 9845009A5A41A662B402, BIC SWIFT NEOPESBBXXX.
Neo Fintech Lab, S.L. is a software company specialising in financial software solutions.